Terms and Conditions

1. Acceptance of Terms

By accessing and using the services provided by Leafy Financial, LLC ("Company," "we," "us," or "our"), you accept and agree to be bound by the terms and provision of this agreement.

2. Description of Services

Leafy Financial provides debt collection and receivables management services. Our services include but are not limited to:

• Debt collection services
• Portfolio management
• Account receivables management
• Portfolio acquisition and sales
• Consumer payment processing

3. Client Obligations

Clients agree to:

• Provide accurate and complete information regarding accounts placed for collection
• Ensure all accounts placed comply with applicable laws and regulations
• Maintain confidentiality of proprietary collection methods and strategies
• Pay fees according to the agreed-upon schedule

4. Compliance and Legal Requirements

All collection activities are conducted in compliance with:

• Fair Debt Collection Practices Act (FDCPA)
• Fair Credit Reporting Act (FCRA)
• Telephone Consumer Protection Act (TCPA)
• State and local debt collection laws
• All other applicable federal, state, and local regulations

5. Limitation of Liability

To the fullest extent permitted by law, Leafy Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

6. Confidentiality

We maintain strict confidentiality regarding all client and account information. Details are only shared when required by law or as necessary to carry out our recovery services.

7. Termination

Either party may terminate services with written notice. Upon termination, all accounts and related materials will be returned to the client within a reasonable timeframe.

8. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.

9. Contact Information

If you have any questions about these Terms and Conditions, please contact us: