Terms and Conditions

1. Acceptance of Terms

By accessing and using the services provided by Leafy Financial, LLC ("Company," "we," "us," or "our"), you accept and agree to be bound by the terms and provision of this agreement.

2. Description of Services

Leafy Financial provides debt collection and receivables management services. Our services include but are not limited to:

• Debt collection services
• Portfolio management
• Account receivables management
• Portfolio acquisition and sales
• Consumer payment processing

3. Client Obligations

Clients agree to:

• Provide accurate and complete information regarding accounts placed for collection
• Ensure all accounts placed comply with applicable laws and regulations
• Maintain confidentiality of proprietary collection methods and strategies
• Pay fees according to the agreed-upon schedule

4. Compliance and Legal Requirements

All collection activities are conducted in compliance with:

• Fair Debt Collection Practices Act (FDCPA)
• Fair Credit Reporting Act (FCRA)
• Telephone Consumer Protection Act (TCPA)
• State and local debt collection laws
• All other applicable federal, state, and local regulations

5. Limitation of Liability

To the fullest extent permitted by law, Leafy Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

6. Confidentiality

We maintain strict confidentiality regarding all client and account information. Details are only shared when required by law or as necessary to carry out our recovery services.

7. Termination

Either party may terminate services with written notice. Upon termination, all accounts and related materials will be returned to the client within a reasonable timeframe.

8. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.

9. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

10. MMS/SMS/Texting Policy

Leafy Financial offers a SMS messaging service. You can opt-in to our services by texting "START" to +1(817) 687-2918. You may choose to opt-in to our SMS messaging service at your own discretion and you may opt out at any time. We will communicate with you via SMS for the purposes of Payment Reminders, Payment Receipts, or other Informational notices regarding your account.

Participating Carriers

Participating carriers include: AT&T, Boost Mobile, T-Mobile, Metro by T-Mobile, Verizon Wireless, Sprint, UScellular, and Virgin Mobile. Carriers are not liable for delayed or undelivered messages. T-Mobile is not liable for delayed or undelivered messages.

Message and Data Rates

Message and data rates may apply. Message frequency may vary. Message frequency is dependent upon user and account activity. If you have any questions about your text plan or data plan, please contact your wireless provider.

Opt-Out

You can cancel these services at any time by texting "STOP" to +1(817) 687-2918. We will respond with a single SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.

Help

You may, at any time, text "HELP" to +1(817) 687-2918 for a brief help message. We will respond with instructions on how to use our service as well as how to unsubscribe. You may also contact Leafy Financial support at: +1(866) 513-0848 or email us at customersupport@leafyfinancial.com.

PLEASE NOTE: The consent is direct from the agency and Leafy Financial, LLC will not send messages on behalf of other brands.

Other services provided by Leafy Financial on this Website may require you to agree to additional terms.